u/LankanKiwiAus95

I was looking at our P&L for the last Quarter and noticed our electricity and insurance premiums have jumped significantly again. I know I should shop around, but honestly, the mental load of comparing 5 different "complex" plans feels like a full day of work I don't have.

Curious how other owners handle this:

1. How often do you actually sit down and review your recurring contracts (internet, power, insurances, etc.)? Once a year? Only when the contract expires?
2. Do you do it yourself, or do you have a broker/staff member handle it?
3. If you haven't reviewed them in 12+ months, is it just a time thing, or is it because the "savings" never seem worth the hassle of switching?

Feeling like I’m stuck in "loyalty tax" territory and wondering if I’m the only one procrastinating on this haha