u/Landyn_4682

We sell private label skincare products online and recently started supplying to local boutiques and spas in the LA area. Every week we're sending out bulk orders (boxes of serums, moisturizers, that kind of thing) to around 10 locations.
Our current setup is a mess and we need a courier that can handle a weekly route, treats packages carefully since some products are glass-bottled, and actually shows up on time.
Who have you used for something similar and would you recommend them?

Just got my renewal notice and my premium went up about 18% year-over-year with no changes on my end (no accidents, same car, same address).

I’ve been reading that car insurance rates in Ontario are rising, but I’m trying to understand how widespread this is.

1. Are others seeing similar increases this year?
2. Is switching insurers actually helping people reduce rates?
3. Or are most companies increasing across the board?