u/LampCamper

Can paying credit card dues before the CC bill being generated not increase credit score.

Can paying credit card dues before the CC bill being generated not increase credit score.

I always pay my credit card dues right after I make a payment using my cc for example I bought something for 10000rs on my cc and like after 1-2 i pay it on the app.

Is it a bad practice to do this? I never wanted to use a credit card for the pay later benefit I just wanted to get discounts.

And because of this my cibil score is stuck at around 786 from the past 6-8 months.

I have a IDFC first wow (secured) cc And a amazon pay icici and a icici rupay coral card

All these cards are more than a year old.

Should I stop paying before the bill generation?

u/LampCamper — 4 days ago