
▲ 13 r/CreditCardsIndia
Can paying credit card dues before the CC bill being generated not increase credit score.
I always pay my credit card dues right after I make a payment using my cc for example I bought something for 10000rs on my cc and like after 1-2 i pay it on the app.
Is it a bad practice to do this? I never wanted to use a credit card for the pay later benefit I just wanted to get discounts.
And because of this my cibil score is stuck at around 786 from the past 6-8 months.
I have a IDFC first wow (secured) cc And a amazon pay icici and a icici rupay coral card
All these cards are more than a year old.
Should I stop paying before the bill generation?
u/LampCamper — 4 days ago