u/LILfishieyX

Hi guys I’m currently torn between getting my car in cash or on finance. I live with my boyfriend 27 and I’m 26. We annually make 40-45k as a household. My finance friend has told me that finance is the best choice as a car is a depreciating value. Both my friends finance however they all live rent free with their parents. My other rent paying friend says to buy a small starter car in cash and to save for financing in the future or just to buy cars. I’m not someone who needs the best tech as long as there’s a screen and it looks okay I’m more than happy. I’m someone who uses everything to the ground, clothes, phones, shoes, I use them all till they’re broken. I’m a bit nervous with buying a car in cash as finance comes with good warranty’s sometimes that cover issues which would be very useful. I also want to do a decent amount of miles since I live an hour from my parents and 3-4hrs from my other family so I don’t want mileage to make me anxious. What do you think I should go with or do you have any other perspectives.