Hey everyone, looking for advice on whether this is a solid buy.

I’m considering a 2018 Subaru Crosstrek 2.0i Limited listed at $12,500 in California (private seller).

Vehicle Info:

• 138,000 miles
• Clean title (no accidents, no structural damage per Carfax)
• 2 previous owners (personal lease → personal)
• Currently has a bank loan ($12,500 payoff needed)
• Located in Nevada previously (dry climate car)

Maintenance history (from CARFAX):

• 14 service records total
• Regular oil changes and inspections throughout life
• Tires replaced multiple times
• Battery replaced
• Ignition coils replaced
• Rear brakes serviced at Subaru dealer
• Newer shocks/struts installed (~6k miles ago)
• Last known mileage ~135k+

TLDR:

• Drives fine according to seller
• Seller has receipts for some maintenance
• CVT transmission service history is unknown (not clearly documented)
• No reported accidents or damage

My concern:

• High mileage (138k)
• CVT fluid history unclear
• Loan payoff process
• Price seems slightly high for mileage (~$12.5k)

Would you consider this a good deal, or is the CVT risk too big at this mileage/price?