Replacing Citi AAdvantage Executive after a move
Hey all - My AAdvantage Executive has been doing the heavy lifting in my wallet as we lived near a hub and I was on multiple work flights a week.
We recently moved near a small regional airport served by Delta, AA and United. My new role is mostly local, so flights will be personal about once a month. I plan to fly whichever airline is cheapest.
I’m looking to replace the AA card with something more flexible. I prefer travel vs. cash back, and I like premium benefits like lounges, travel credits, and status bumps. I’m also not an “optimizer” - I prefer one card that I can pile charges onto even if it’s not the most efficient.
Our other cards include two BofA cash back cards that I rarely use but keep due to account age. Plus my wife’s AmEx Platinum where I’m an additional cardholder. The AmEx already checks most boxes, but one benefit of the AA card was having multiple lounge options based on location, crowds, etc.
Appreciate any suggestions. If the advice is just “use the AmEx you idiot” - that’s fine too.
Current cards: (list cards, limits, opening date)
Citi AAdvantage Executive, $25,500, March 2018
BofA Customized Cash Rewards, $20,000, Jan 2014
BofA Unlimited Cash Rewards, $25,000, Jan 2016
AmEx Platinum, N/A, May 2016 (opened by my now wife)
FICO Score: ~800
Oldest account age: 12 years 3 months
Chase 5/24 status: 0/24
Income: Mid-high 6 figures (wife + me combined)
Average monthly spend and categories:
dining $1,500
groceries: $800
gas: $50 (both have company cars, one fun vehicle)
travel: $2,000 (one flight/month each)
other: $2,000 (country club dues, concerts, shopping, etc)
Open to Business Cards: No
What's the purpose of your next card? Travel
Do you have any cards you've been looking at? N/A
Are you OK with category spending or do you want a general spending card? General spending