u/Kdeckofcards

▲ 11 r/budget

Husband lost job yesterday

So my husband lost his job on Friday—not because he was fired, but because the company went through restructuring and changes. He’s getting about three more paychecks, which should carry us through May. He’s filing for unemployment today.

I’m not sure how much he’ll receive since he’s only been there for two years, but it should at least help us get through July.

The problem is that he’s been vaping THC nonstop for years. I told him yesterday that it can stay in his system for months, and most jobs test for it. He’s also a green card holder. He says he can find a job that doesn’t require testing, but I’m really stressed.

I feel like if he wants a good job—especially in this market—he’s going to have to stop. I woke up this morning feeling very anxious because I know that by June or July, we could be in trouble financially if he doesn’t find something.

If I cover everything myself, we’ll only have about $383 left each month. If I stop my 401(k) contributions, we’d have about $700 left monthly. I also have two paid-off credit cards with about $40,000 in available credit (not debt, just the available limit), but I don’t want to use them since I’m already paying off a third one.

Should I trust that he’ll find a job without drug testing? He just got laid off two days ago. Should I give him some time to breathe and figure things out instead of being hard on him about the smoking—and just play it by ear?

Should I stop contributions to my 401k now or wait or what ?

reddit.com
u/Kdeckofcards — 14 hours ago

Husband lost job yesterday now what - I had to repost to go make post clearer .

So my husband lost his job on Friday—not because he was fired, but because the company went through restructuring and changes. He’s getting about three more paychecks, which should carry us through May. He’s filing for unemployment today.

I’m not sure how much he’ll receive since he’s only been there for two years, but it should at least help us get through July.

The problem is that he’s been vaping THC nonstop for years. I told him yesterday that it can stay in his system for months, and most jobs test for it. He’s also a green card holder. He says he can find a job that doesn’t require testing, but I’m really stressed.

I feel like if he wants a good job—especially in this market—he’s going to have to stop. I woke up this morning feeling very anxious because I know that by June or July, we could be in trouble financially if he doesn’t find something.

If I cover everything myself, we’ll only have about $383 left each month. If I stop my 401(k) contributions, we’d have about $700 left monthly. I also have two paid-off credit cards with about $40,000 in available credit (not debt, just the available limit), but I don’t want to use them since I’m already paying off a third one.

Should I trust that he’ll find a job without drug testing? He just got laid off two days ago. Should I give him some time to breathe and figure things out instead of being hard on him about the smoking—and just play it by ear?

Should I stop contributions to my 401k now or wait or what ?

reddit.com
u/Kdeckofcards — 14 hours ago
▲ 6 r/budget

My husband lost his job Friday

So my husband lost his job Friday . Not because he was fired but because they did a reconstruction or something they did with company changes . He getting like three more paychecks which gets us to may . He’s filling unemployment today . Not sure how much he’s getting since he only works two years . But this should at least get us until July . The problem is hes been vaping non stop THC for years . I told him this yesterday how this going to stay in your system for months and most jobs test for this . He’s also a green card holder . He says he can get a job without testing for it . I am like stressing because if he wants a good job especially in this market he’s going to have to stop . I woke up this morning so stress . Because I know by June or July financial we fk if he don’t land a job . If I pay everything myself we have like $$383 month left . If I stop my 401k contributions we have like $700 left a month . I got two pay off credit cards each totaling like $40,000 I don’t want to touch because I am already a third one off right now .should I trust he find a job with no drug test ? He just got lay off two days ago . Should I give him room to breath and figure it out and don’t be hard on him with the smoking

And play by ear ?

reddit.com
u/Kdeckofcards — 15 hours ago