21 Year Old that never worked a day in his life and never had money/is awful with money asks for help.
This Post is extremely embarrassing to type about for me. Like, really-But I'll do it anyway. I will try to keep everything short, and don't get too personal. I don't exactly want to talk about my personal/social life unless it's absolutely needed.
About me - I am currently 20, though I turn 21 in under a month. I never worked a day in my life (Unless you count unpaid work-practice I did in school for two weeks). I never finished any kind of school and dropped out with 18 and for the past 2 years I did close to nothing. If it's important, my dad also pretty much doesn't work (I have no contact with my mom, and only live with my dad) so I grew up with very little of anything. (I live in Germany if asked)
If you ask why I never worked, and why I never finished any sort of school - It's simple. There is no real story. I am lazy, have no discipline, and also recently got diagnosed with ADHD (Though that isn't really an excuse - I could have finished school most likely, if I wanted to). Doing absolutely nothing for two years did not help build any good habits, obviously. I am probably below average IQ too, though no proof for that.
For the money aspect - As stated, my dad doesn't work either. Still, I sometimes got money from him, around 50$ each month. That money has been wasted by me for pretty much as soon as I remember. Not for anything useful, but either for useless spotify subsriciptions, skins in video games I used to play like LoL or Fortnite, or, most commonly, Energy Drinks (Monster...). I never saved, never invested money into anything useful and never felt the need to.
So, to short it up - I have no expenses. Food, Rent, so on is paid by either the state or my father. I have no income besides 50$ a month, which so far, I did nothing useful with.
Now, you might ask why I wrote this post. Again - I don't want to go too much into any personal things but I really wanted to stop throwing my life away, though I didn't know how or why I did it. Anyway - My bank account is currently on around 85$ as at least the last months I stopped buying so many things I don't need. But I know two things. The money sitting there is doing pretty much nothing currently, and I know that my self control is VERY fragile. Especially when the money isn't doing anything useful to me.
So, my extremely simple question is - What do I do with my "income" (if you can even call it that) and the money I saved up? And yes, searching a job, any job would of course be benefical. I know that much too, though, again, I know my self-control, which would end up with me buying stuff I don't need as long as the money isn't doing anything. So I basically need to force myself to do something with the money. Investing the money, maybe? I don't know.
If asked, I have zero debts. While I am awful with money, I don't spend more than I have.
I appreciate every comment. I know that I have close to nothing, and my knowledge on investing for example is "limited" at best (more like non-existent) but I feel like I need to ask people that actually have an idea on what they're talking about. Because I know I for sure don't and I would end up doing something stupid.
if you have any other questions, feel free to ask