on 4/06/2026, Mohela showed an amount due on 5/05/2026 (for my 120/FINAL payment).
I made Final Payment 4/07/2026 (because if i don't pay bills when i have the money, i won't have the money when its last call for bill to be paid).
Payment 120 was due yesterday 5/05/2026.
I just logged into the NSLDS site (5/06/2026 at ~0845 PST) and it shows "eligible payment count: 119" with an "updateDateTime: 2026-04-06T06L24:53.922345" - which to me says 2 things: 1) confirms they counted me at 119 before i made the 4/07 payment; and 2) means payment 120 hasn't been marked in their system.
Do i wait to submit the ECF until NSLDS shows 120? If so, any ideas when it'll update/any way to force it to update? I was hoping since last months update was on 4/06, this months would be on 5/06.
Thanks in advance, particularly to those who show up daily to this site to give knowledgeable answers.
Edit: I'm submitting the form and for the question "Have you made 120 payments?" if i select "Yes,..." I get a note "Are you sure? based on your loan information you have not made 120 qualifying payments....." For now i'll select "no" and see what the count is when this gets processed... If anyone has any experience with this and can advise if i should have waited, that would be great.