u/JazzlikePea5451

I’ve been trying KOHO for a bit mainly for budgeting and the cashback. It’s honestly pretty decent if you’re just trying to manage spending better.

The app is simple and the prepaid setup kinda forces you to stay within limits which I like.

One thing I didn’t know at first — if you sign up with a referral, you get a small bonus after spending $20.

If anyone needs one, you can use mine: IGXHK1RDH7

Not a huge amount, but it’s something if you’re signing up anyway.