u/JazzlikeBaseball

Hi, my mental health employer-funded LTD was denied after a year. It was quite a shock to me since they have approved me for short-term for 6 months and then long-term for 1 year. I am going to appeal. I know I'm only allowed 24 months on this plan. They said it is because "a lot of your stress is related to work stress and feeling monitored and micromanaged."

  1. Has this happened to anyone? What did you do to get it reinstated?
  2. Do you get multiple appeals? I was hoping to appeal by myself, by getting my therapist to write very clearly my limitations and impairments. And then hiring a lawyer for the next appeal if it doesn't work.
  3. How worried should I be :(
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u/JazzlikeBaseball — 7 days ago