u/Jazzlike-Turnip9742

Hi, I am a 26-year-old that is trying to get their foot in the door of gaining better financial stability and also wanting to grow their wealth. I am currently looking about 20k that I am interested in putting in places better than a checking account. My initial plan is to go with Fidelity and max out a Roth IRA right now for the 2026 year in the VOO (S$P 500). The rest is thought to go into a SoFi HYSA (High Yield Savings Account) to build a return on my sitting money. I am not opposed to also setting up a brokerage with a couple thousand of that HYSA money instead. I want to be very smart with my money by letting it work for me while I am slaving away at my career. income isn't the greatest right now since I am in an apprenticeship, but I am looking to make roughly 100k a year in the next 4 years. As all probably think the same, "I wish I started earlier," I definitely fit on that wagon but cant dread on the past. Looking to also invest personally after I get out of my time as an apprentice. Any tips and recommendations would be great! Thanks for taking the time to read.