u/Impossible-weirdo0

Has anyone done a release of liability with MACU? My loan is not assumable but it doesn’t say I can’t do a release of liability. I don’t want to refinance as my rate is 3.5%. I have been living in the house alone for 3 years paying all costs and all repairs (upgraded floors, windows, cabinets, probably about 18k I’ve put in)
My ex is cool with just handing it over to me. We were never married but were together 5 years before the split.

I’ve been wanting to get a new car for a while. I’ve been looking at Mazda CX30s.
I somehow let them convince me to get a brand new one. My payment is 680, which I can afford no issue. I just have immense buyers remorse. What do you all think? Should I call in the morning and see if they’ll let me exchange for the used one I originally wanted? Please help. I want to cry