Hey Reddit, I really don't have anyone to talk to about this so I'm hoping for some outside perspective.
I'm 21, a college student in the Philippines. Over the past while I made some really bad financial decisions — one of which involved gambling(trading) and I've ended up with around $1,000 USD in high-interest debt. I'm incredibly ashamed of what I did and I take full responsibility for it(Installed blocking apps to groung myself)
I have a cousin in the UK who I'm close with. She works as a barista, so I know she's not rich by any means, which is part of why I'm so torn. I don't want to be a burden to her, and the last thing I want is to damage our relationship or make her feel obligated.
But the interest on this debt is piling up and I don't know what else to do. I'm thinking of asking if she could help me cover it as a loan something I would pay back to her directly, so at least she wouldn't be losing money, just fronting it temporarily.
But the thing is im hesitating because like I mentioned I dont want to be a burden.