u/Icy-Egg-7292

Is this something to be worried about? They came and asked my broker as to why the property is so cheap but the flat genuinely is a fair bit cheaper than the rest that are up for sale in the same building with no obvious negatives as to why. The lady selling is in a rush to sell as she doesn’t want to rent it and has no need for it. I’m without a chain and a FTB so she snapped my hand off within 15 mins of sending the offer in.

I shared the advert with the broker who has replied to the mortgage company and they seem fine but they valued the flat at £465k and I’m purchasing for £375k which just seems nuts! Have I struck gold or is it wise to take these mortgage valuations with a pinch of salt?