u/IWantedToGoToSpace

Hey all,
Looking for some perspective because it’s hard to gauge where we stand.
We’re a couple in our mid-30s with one young child. Household income is around $200k, both working stable public sector jobs. We own a home (still have a mortgage left) and one older paid-off car.
Savings-wise, we’ve built up around $280k across registered accounts, plus about $25k in cash after monthly expenses are covered.
We generally live within our means, don’t carry consumer debt, and try to be responsible financially. That said, it often feels like we can’t afford much beyond the basics, especially with childcare, housing, and general cost of living.
We also help support family abroad, which adds to the pressure.
For context, we started from very little about a decade ago and have worked our way up to this point.
Still, I can’t shake the feeling that we’re behind or not doing enough — especially when thinking about long-term goals, our kid’s future, and whether we should be pushing for higher-paying jobs.
Would really appreciate hearing how others in a similar stage are doing, or how you evaluate whether you’re “on track