Hi everyone, I’m looking for some perspective on my career and life trajectory. I feel like I'm stuck at a crossroads and could really use some advice from people who have been in my shoes.
My Background & Financials:
- Age/Career: 25M, recent CSE graduate with 4.5 years of experience in Software Engineering. Currently working as a Team Leader.
- Income: Earning 1.1 Lakh BDT/month through a remote job. If I switch jobs, I could realistically bump this up to 2-3 Lakhs BDT/month.
- Savings: I currently have 1.2M BDT in cash. (I used to have 5 Lakhs more, but unfortunately lost it trading crypto).
- Expenses: I am the sole provider for my family and take care of all household costs. However, with a higher salary, I could still save about 70-75% of my income.
Dilemma 1: Abroad vs. Staying I have always wanted to go abroad. I would have gone already if I didn't have to bear my family's expenses. To go to a decent country in Europe for a Master's and settle down, I’d need at least 2.5M BDT, which I don't have right now. My main question is: If I can earn 2-3 Lakhs BDT locally here in Bangladesh, does it even make sense to drain my savings and struggle to go abroad?
Dilemma 2: Personal Life & Marriage Everyone in my family is pressuring me to get married. The problem is, I don't feel ready. I want to settle down first and ideally buy a house before taking on the responsibility of a marriage.
Dilemma 3: Burnout & Procrastination I wanted to start preparing for my IELTS, but I am in a massive rut. For the last 3 months, instead of making any progress, I just waste my days scrolling through reels and playing games. I lack the motivation to actually execute my plans.
My Questions:
- Should I focus on switching jobs to hit the 2-3L mark and stay in BD, or should I save aggressively for the next year to fund my Master's abroad?
- How do I handle the family pressure regarding marriage when I want to secure a house first?
- Has anyone dealt with this kind of career/life paralysis? How did you snap out of the doom-scrolling and get back on track?
Any guidance, harsh truths, or personal experiences would be deeply appreciated. Thanks in advance.