u/Heres10bux

Trying to keep it short.

I transferred to CSUN without obtaining an AA in engineering in 2019-2020. Covid messed everything up and life happened then I wasnt able to finish my bachelors.

I am now going back to the CC i started to take some classes and save money before i go back to CSUN.

The class catalog has changed and it says I have to retake classes I have already passed yearsss ago. Is there any way they would let me keep these classes and instead of retaking them? its about 2-3 years worth of classes and I cannot do that.

Taxable Brokerage:

30% SCHB

40% QQQM

30% SPMO

Roth:

70% SCHG

30% SCHD

im in my 30s and definitely leaning towards growth no matter how the market goes.

$500-1000 a month into brokerage, maxing out roth every year. when im older, ill diversify and reduce SCHG and add more SCHD. i know people wanna allocate into international but when you think about it, most US large cap stocks operate worldwide.

advice?