u/Heavy_Advertising948

I wanted to make an offer on a flat this afternoon but am in between jobs. New, signed contract starts next week. It’s a stable job, well-paid, I’ve been in the sector for decades. I’d have to do something atrocious to not pass the 3 month probation.

I’ve just spoken with my mortgage advisor and only one lender will take a contract with no pay slips. The monthly payment is about £100 more than I’d be comfortable with.

Should I wait and hope that no offers are made on the flat in the meantime? Then make an offer once I have at least one payslip? A few more options will have opened up by then.

My mortgage advisor did say that it might be possible to find another lender a few weeks before completion. Has anyone had experience of this?