u/Healthy-Discount-53

Hi everyone

Me and my partner are first time buyers

The property is a new build 3 bed 3 bathroom which is semi detached with a side drive

Purchase price £235,000, 5% deposit

I make 33k a year and my partner makes 28k a year.

We are due to complete late next month and have secured a rate of 4.79%, is this good ? Or should we try push for something better.

We are in Northern Ireland as I’m aware some lenders won’t lend to us over here

Thanks in advance