u/Head_Suggestion_9527

▲ 12 r/BDDevs

Need high-limit payment gateway for foreign clients (AI Agency) – Avoiding KYC friction?

Hey everyone,

I’m running an AI-focused agency and we’ve been having a nightmare with payment gateways recently. Most of our clients use international Visa cards for high-ticket service payments $10k+ range

The problem is the "Friction." Almost every gateway we have tried (Stripe, NexaPay, etc) eventually triggers a "Facial KYC" or "Identity Verification" request for the client. This is killing our conversion we lost several high-value clients last month because they aren't comfortable doing selfies/documents just to pay an invoice.

Does anyone here have experience with a gateway or a 3D-Secure setup that:

  1. Handles larger transaction volumes ($10k-$50k total).
  2. Doesn't force the sender through an invasive verification process (3DS/Bank approval is fine).
  3. Is reliable for BD-based businesses.

We are willing to move our entire volume to a better solution or work with a partner who has a stable setup. Any unique suggestions or enterprise-grade solutions that focus on "Client UX" would be greatly appreciated.

Thanks in advance!

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u/Head_Suggestion_9527 — 5 days ago