First-gen graduate, 1M+ net worth age 40
I don’t really want to share this with friends or family for the obvious reasons so sharing it here. I surpassed $1M in net worth this year. This includes my retirement accounts, personal brokerage, and equity on my home - about $600k is retirement $ so I could technically stop contributing the full max.
I turned 40 last December and I make $143K working in the government, have a mortgage with a 2.5% rate and I don’t come from money. First in my family to graduate college. I had student loans which I paid off 10 years ago and went to grad school without loans. Car loan is paid. Gay and married but no kids and probably not having them.
I could retire early in a few years but I don’t really hate my job and it’s not difficult or stressful tbh. It’s just getting boring. I’ve pivoted from finances and started focusing on my health and nutrition since I want to enjoy my $ in the future lol. Other than that, I don’t know what else to do from here.