u/HashBrownsAreNice

Recently HENRYd and no idea what to do.

The last few years I've found myself in a pretty good position, earning £150-200k a year. This looks likely to continue for a while. Just moved into a nicer house. Now wondering what I'm meant to do with the spare cash each year. I have no experience with investing, financial planning, ISAs, or anything like that.

If I wanna make this yearly windfall work best for me (i.e retire early with minimal overheads) what are the first things I should be doing?

- mid 40s. No kids and won't be having any.

- currently bringing in around 150-200k a year pre tax, all of which goes into a personal service company. I pay myself 50k salary/dividend, which is plenty. For a few years now the rest has built up to help with the house purchase/move. Now that's done.

- £250k left on mortgage

- no other loans. No fancy saving account. No ISA

- I have a SIPP pension with £30k in it.

reddit.com
u/HashBrownsAreNice — 7 days ago

Hiya - trying to wipe and reinstall windows.

I have an MSI prestige 14 with an upgraded Nvme drive. The Nvme works fine, boots into windows, etc. However, when I try and use a USB to reinstall, it cannot see my Nvme - the only drives that appear in the installer are the USB itself, and the mysterious 'Disk 1' with 0B of Unallocated Space.

I've tried the following:

- Entered BIOS to switch AHCI/RAID. There is no SATA Mode option in the BIOS, even with advanced settings. The Nvme drive info panel says non-RAID.
- Downloaded the MSI Intel RST drivers to the boot usb and load during the installer. These all lists as 'incompatible with this machines hardware' and if loaded anyway, do nothing.
- Opened DISKPART from installer to dry and online, clean or initialise Disk 1. None of these can be done to Disk 1.

To repeat, the disk is working fine on a normal boot. It works, runs windows, I just want to wipe and reinstall!

reddit.com
u/HashBrownsAreNice — 17 days ago