u/HalfApprehensive2015

I am needing financial advice. I'm a 27 Male. So I have a 2019 Charger SXT AWD currently with $20,000 still owed on it. It is at 115,000 miles. Bought it pre-owned in 2023.

I have $33.5k in my checking account and I make $6700 month as of recently that is permanent. I have been eyeing a 2023 Stingray with aboit 7k miles that I would love to have as a daily driver. I am given a take home vehicle for work.

The only downside is my credit score is horrendous at 543 due to me making bad choices when I was younger.

I have been paying my debt off completely. It still won't update my credit score for a few months.

What should I do. I know I can obviously make the payment but will a salesman help me or reject me?