u/HalaMadridPapaFlo

What Jumbo rates are people seeing on the Peninsula this week? I’m targeting 5.5% but getting quoted 6%, and wondering if anyone has found better lately. Also, for those who closed recently, did your closing costs land around 2.5% of the price, or should I budget higher for the property tax reserves?

I’m in California. I submitted a payment for extension at 11PM PST on Pay1040.

I got this email just now:

“Thank you for using Pay1040’s Online Payment Service at www.pay1040.com. This email confirms that the IRS has accepted your tax payment. The effective date of your payment is 4/16/2026 1:01 AM.”

Did the payment not go through before midnight on April 15? Not sure I can do anything about this now.