Uber Pro Card - Yikes!
So I signed up for this, stupidly, because it seemed like a good way to get cash-back on gas. This has turned into an absolute nightmare! I wish I had done more research.
I've seen other posts about this but I'll recap, for those who don't know...
First of all, let me say, if your only source of money is uber, and you want to use it as your bank, it's probably fine. Neither of those are true for me.
Problems with the pro card. Your money goes straight to this card, after every trip, after every tip, all of that goes straight to this card. Options for transferring money are the following:
Instant transfer to a debit card - ok fair enough that's easy right? Well, not if you don't want to pay at least 3-5x the amount that it costs to transfer money instantly the normal way through the uber driver app to a bank account. I recall it was around $1.50-1.85 generally if I was transferring $500-1000 at any given point? Now I've paid anywhere from $4-7 for EACH transfer to my debit card with the "pro card" method.
So my next logic was - ok cool, I guess I'll just wait for the auto-transfer on Sunday night, and then I won't have to pay to get my money! Guess what? That isn't a thing any more. The only way to transfer without paying is to set up an ACH transfer, which takes 3-5 business days. Also, every time you want to do that, you have to re-enter all your bank info for each transfer. What a pain in the ass!
So next solution: let me cancel this sh*t! To do that, you can't do it on the app, you have to call. So I call - apparently my last 4 of my social doesn't match my DOB - not sure how but ok let's say I made a typo...how do I fix that? Well, according to them, I need to call uber driver support. So I did that - now they want me to call uber pro card support, and then back, and forth and back and forth. No one can help. I guess I'm stuck with uber pro card account for....the rest of my life? I dunno man. Waiting on yet another call back from Uber Pro Card support.
My advice?? TL:DR - STAY AWAY FROM UBER PRO CARD, unless you are planning to use it as your bank! Even then, honestly I'd hesitate after this. Seems like a scam to me.
Edit**
After my most recent discussion after talking to 5 different people so far, she suggested I just pause my payout method - never occurred to me that I could just stop the money from going to the pro card since it all happened automatically. Apparently that's the short-term fix. Whether they'll be able to close it or not, who knows? But for now, I guess all I had to do was change the payout method in my driver app and you can just pause the pro card payout. Solved 75% of my issue at least.