u/GrattaESniffa

hi all,
i’m trying to figure out how to allocate some extra savings that I occasionally accumulate on top of my regular investments.

as of now I invest €1,000/month into VWCE and i have 15k in VWCE, 5k in XEON and 5k in government bonds

sometimes I end up with additional cash/savings and I’m unsure where it makes the most sense to allocate it.

Would you:

1 - add more to VWCE,

2 - keep building XEON that is my emergency funds,

or diversify into something else?

I’m investing long term, and I don’t need this money in the short term, but I also like having some stability/liquidity i also have a house and a car.

thanks a lot