Ever wish you could be a fly on the wall at a Health Insurance call centre when they look at your claims? Today I was, because they accidentally left me on the call rather than place me on hold. I heard everything and it was worse than I thought.
I called up a particular health insurance company today (Bupa) to ask about my claim for an upcoming procedure which required me to confirm it was not a previous medical condition. I had sent in all my paperwork, and got all the sign offs I needed.
I was transferred to a department that looks at these claims and was told I was put on hold - except I wasn't. They accidentally left me on the line, and I could hear everything.
At first it was relatively tame, reiterating that they couldn't speed up timelines for approval because it wasn't urgent. But then it changed - the person on the other end started going through my past medical history and with the excitement of what I can only guess to be a 5-year old boy finally finding wally in a where's wally puzzle, he got extremely excited about a previous procedure I had four years ago. When I say excited, I mean his voice beamed with joy.
This was a routine procedure which both my GP and specialist confirmed was not relevant, and truly is not medically relevant to my current situation.
It was the way that he was excited about the got-cha moment, like he struck gold. Someone honestly could have told him he won the lottery, and I can imagine he would have acted the same. The jumping up and down kind.
At that moment, I decided to make myself known to the people on the call and that I had heard their entire conversation. They then abruptly put me on hold, and I can imagine swore for dear life.
They then tried to gaslight me by saying I didn't hear what I did.
Turns out, the insurance companies are doing exactly what we think they are and some are even getting a sick thrill out of it.
I look forward to the inevitable ombudsman case when they 'reject' my claim.
Also going to move insurers because f*** Bupa.
Edit: My fiance is taking notes of all of the great suggestions to start war on my behalf (until I'm back on my feet, hence the need for the procedure). So keep them coming, please and thank you for all of the support - we are reading every one. I mainly just wanted people to know what they are really doing, but now I'm inspired.