14 LPA CTC – What will be my exact in-hand? (Fixed components, no variable)
Hey everyone, need some clarity on my in-hand salary from this offer
My CTC is ₹14 LPA, and here’s the breakup:
- Basic: ₹4,90,000
- HRA: ₹1,96,000
- Education Allowance: ₹2,400
- Medical Allowance: ₹15,000
- Other Payments: ₹6,14,231 (this is fixed, not variable)
- Employer PF: ₹58,800
- Gratuity: ₹23,569
From what I understand, there’s no variable pay — “Other Payments” is fully fixed.
Can someone help estimate:
Monthly in-hand after tax + employee PF
Approx yearly in-hand
Assume new tax regime (or mention both if possible).
Would really appreciate a realistic breakdown 🙏
u/Gourav_d — 8 hours ago