u/Glittering-Gap-463

Margin Loan vs Withdraws

Anyone currently funding their retirement with a Margin Loan or other loan against their investments?

I see it’s common wisdom that you need to factor in income taxes in your FIRE number, but seems like you could avoid that with debt?

Assuming a <4% withdraw rate, would seem like a very manageable amount of debt with little to no margin call risk, especially factoring in some equity appreciation.

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u/Glittering-Gap-463 — 7 days ago