u/GhostWrex

So my fund manager just dropped all her clients, which really, finally, gave me the push I needed to manage my own money, but now I'm left with a bit of unwinding to do. For reference, I'm 38, with a high household income in VHCOL area. My current investment mix is as follows:

1. Work provided pension through Fidelity: funded and invested by my job
2. Work Tax Sheltered Annuity through Vanguard: 60% VSTSX, 30% VTPSX, 10% VBMPX
3. Brokerage through Fidelity: 100% VOO
4. IRAs rolled over from my managed accounts to Fidelity:

• Roth IRA: 100% FRDTX
• Rollover IRA: 50% FDYNX, 50% FRVFX

Obviously I'd like to get out from under the high fee Franklin Templeton funds, but don't know if I should keep a similar mix as my TSA or just dump it all into one fund and call it a day? I also need to move my wife's investments from FT to a Fidelity account too, but I wanted to get squared away with my portion since it's a smaller ampunt and will hurt less when I inevitably mess something up.