u/Ghost0118

I will get married in 7 months. I earn decent monthly in-hand wage of 1.8L+. I have major investing in shares and want to continue investing.

I need to spend a total of 12 L from my pocket. My monthly fixed expense is around 50k. I was thinking of taking a personal loan of 5 L and I don’t want to withdraw from my shares and mutual funds.

Taking into consideration the global uncertainty in current market, I am hesitant to apply for Loan against Mutual Funds. Kindly advise if I am thinking correct of opting for a personal loan which I can easily repay within a year.

P.S. I have very few liquid savings. I spent quite in fulfilling my wishes and my parents’.