u/Gaurdian_of_Nutrage

I've never worn glasses before and my eyesight is going. Anyone know of a good optometrist?

I am losing my job is 4 weeks, I am 30k in debt to nine credit cards struggling to do the right thing paying $500 a month just in interest. Putting hospital bills, expensive medications, a series of car breakdowns on my cards and my own stupidity is how I got here. I've been doing the right thing and have not been late on any of my cards, hoping things will get better. And now I found out in a few weeks I'm going to lose my job and my health insurance, I have minimum $5.00 in my checking because this is the new normal staying alive. I need good advice. Here are my plans, tell me what you think:

I'm calling all of my credit cards and telling them I lost my job, I'm not paying you, and no I can't set up a payment plan because I will be homeless if every cent doesn't go to rent.

They will "ruin" my credit, hahahah my "credit" is 550 right now.

They will sue, and they will win because I will not contest that I am an idiot and won't go to court. They win and sell to collectors.

I will get a lot of calls on my muted phone, a ton of mean letters in the mail, and knocks on my door. But they can't garnish my unemployment or social security.

Here's my question. How do I go to a doctor, I don't have any kind of medicare or medicade, I don't want to go to an emergency room. Please tell me how do you go to a doctor without insurance? I live in the Northwest BTW.

God please help me not get evicted, but in case I do, without a job and bad credit it's going to take a miracle to find a new apartment. So you have any ideas? In the old days you gave them your money and they gave you your keys. Today you need 2.5 times the rent and 625 credit score to get into a crapbox hell hole apartment. Any advice to get around all the rules they have these days to get an apartment or even a trailer house?

Thank you for reading all the way through this, I know some dingleberries are going to flame me and say I'm stupid and I deserve this. Maybe you're right. But maybe there are some good people who have gone through this before and can tell me what to do and what to expect. Especially the part about being able to see a doctor without insurance.