32M, single, 0 children (don't want kids), 0 debt, 0 medical issues, in an apartment by myself. I just moved recently and with a new employer for 6 months. Looking for advice on which retirement accounts to prioritize. Aim to retire at 65 pulling 60k from retirement accounts+pension, excluding ss. Thanks!!
Current standings:
Annual gross: 61,006
403(b): 84,836 (in 2060 target fund, 0.17 expense ratio)
Roth IRA: 14,762
HYSA: 18,500
HSA: 5,200
Current Contributions:
403(b): 100 roth monthly (no employer match)
Roth IRA: 400 monthly
HYSA: 200 monthly
HSA: 200 monthly + 750 annual employer contribute
Pension: 12% pre-tax monthly (mandatory & vested in 3 years)
I have a budget that I follow and could afford to add 100-200 monthly to the accounts above.
Questions:
-Which retirement accounts should I prioritize now?
-Slow down or stop on HYSA contributions?
-Which accounts to put additional 100-200?