u/FoxyMoxie13

I was originally on the SAVE plan (RIP) and recently requested to move to an income based one (IBR I think), and they estimated my monthly payment would be around $280.

I just got an email stating that I was being moved to the IDR plan and my monthly payment for the first 10 months is $84.33, and then in April 2027 it's SKYROCKETING to $779.29.

I already emailed them because it doesn't make sense to me. I did the math and it's the equivalent of the Standard 10 year plan which I can't really afford.