u/Forward-Ad-873

How I doing and what can I improve as I enter my 30s? I'm 29y.o. and finished graduate school last year, where I was responsible for a small tuition payment and high taxes on tuition remission benefits from work, so I don't have as much saved as I'd like. I've been saving a bit more aggressively since then.

• Employed full-time, salary $92K. Earning history: $40-45K 4-8 years ago, $67-72K 1-3 years ago, $92K as of 10 month ago.
• Debt: $10K subsidized student loans at interest rates 3.5-4% (started at $29K). At current payment rate, will be paid off in 3.5 years
• Cash savings: $17K (6 months' expenses) in HYSA. Interest rate 3.1% compounded monthly.
• Retirement account (401k): $40K
• Credit 811
• No car payment (ETA: I own a car that I purchased in cash)
• No significant recurring medical expenses
• Rent an apartment $1300/mo. Hoping to purchase a home in a fairly HCOL area with partner in 5 years