u/Forsaken-Storage-607

I searched online for health insurance aggregators and found there are literally dozens of them. Some provide proper advisory services, while others mainly just offer a platform to compare policies and complete the purchase on your own.

So I’m planning to buy a policy through one that provides advisory support. Looking for recommendations on aggregators — mainly based on the following factors:

I. Pre-Sales

i. Reliable advice

Genuinely knowledgeable advisors/experts who can give unbiased suggestions and recommend the right policies tailored to your needs (not pushy salespeople with superficial knowledge who just try to sell whatever earns them the highest commission).

ii. Quality inventory (portfolio)

I’ve noticed some aggregators have tie-ups with only a few insurers or have very few plans to offer. Because of this restricted portfolio, their advisors may not actually suggest the most suitable policy.

iii. No spam calling

Some would just keep on calling repeatedly and pressurise you to complete the purchase ASAP. Really hate such cheap behavior.

II. Post-Sales

i. Support in claim processing

Insurance claim processes can be hectic and tiring, so smooth claim support is a big deal; ideally where the aggregator helps manage the process end-to-end.

BTW, here’s the list of insurance aggregators providing advisory services that I came across during my search:

🔸 Seem promising:

Ditto

Beshak

One Assure

Algates

Pillow Insurance 

CoverSure

-------------------------------

🔸 Don’t seem as promising:

Mahindra Insurance

Policy X

Policy Bazaar

ET Money

Insurance Dekho

Would really appreciate any personal experiences or suggestions.

Thanks in advance!

I searched online for health insurance aggregators and found there are literally dozens of them. Some provide proper advisory services, while others mainly just offer a platform to compare policies and complete the purchase on your own.

So I’m planning to buy a policy through one that provides advisory support. Looking for recommendations on aggregators — mainly based on the following factors:

I. Pre-Sales

i. Reliable advice

Genuinely knowledgeable advisors/experts who can give unbiased suggestions and recommend the right policies tailored to your needs (not pushy salespeople with superficial knowledge who just try to sell whatever earns them the highest commission).

ii. Quality inventory (portfolio)

I’ve noticed some aggregators have tie-ups with only a few insurers or have very few plans to offer. Because of this restricted portfolio, their advisors may not actually suggest the most suitable policy.

iii. No spam calling

Some would just keep on calling repeatedly and pressurise you to complete the purchase ASAP. Really hate such cheap behavior.

II. Post-Sales

i. Support in claim processing

Insurance claim processes can be hectic and tiring, so smooth claim support is a big deal; ideally where the aggregator helps manage the process end-to-end.

BTW, here’s the list of insurance aggregators providing advisory services that I came across during my search:

🔸 Seem promising:

Ditto

Beshak

One Assure

Algates

Pillow Insurance 

CoverSure

-------------------------------

🔸 Don’t seem as promising:

Mahindra Insurance

Policy X

Policy Bazaar

ET Money

Insurance Dekho

Would really appreciate any personal experiences or suggestions.

Thanks in advance!

I searched online for health insurance aggregators and found there are literally dozens of them. Some provide proper advisory services, while others mainly just offer a platform to compare policies and complete the purchase on your own.

So I’m planning to buy a policy through one that provides advisory support. Looking for recommendations on aggregators — mainly based on the following factors:

I. Pre-Sales

i. Reliable advice

Genuinely knowledgeable advisors/experts who can give unbiased suggestions and recommend the right policies tailored to your needs (not pushy salespeople with superficial knowledge who just try to sell whatever earns them the highest commission).

ii. Quality inventory (portfolio)

I’ve noticed some aggregators have tie-ups with only a few insurers or have very few plans to offer. Because of this restricted portfolio, their advisors may not actually suggest the most suitable policy.

iii. No spam calling

Some would just keep on calling repeatedly and pressurise you to complete the purchase ASAP. Really hate such cheap behavior.

II. Post-Sales

i. Support in claim processing

Insurance claim processes can be hectic and tiring, so smooth claim support is a big deal; ideally where the aggregator helps manage the process end-to-end.

BTW, here’s the list of insurance aggregators providing advisory services that I came across during my search:

🔸 Seem promising:

Ditto

Beshak

One Assure

Algates

Pillow Insurance 

CoverSure

-------------------------------

🔸 Don’t seem as promising:

Mahindra Insurance

Policy X

Policy Bazaar

ET Money

Insurance Dekho

Would really appreciate any personal experiences or suggestions.

Thanks in advance!

I’m planning to port my health insurance policy to another insurer (Haven’t finalized to which one yet, but definitely don’t want to continue with my current provider).

So, first or all;

Is porting advisable?

What are the pros & cons of the same?

Also, I looked up the porting process online & found that the insurer is supposed to be informed at least 45 days before the policy’s expiry/renewal date. However, my policy is set to expire in about a month, so it looks like I may have missed that window.

Given this situation, do I still have a chance to port my policy, especially considering the grace period allowed for renewal?

Would really appreciate any guidance or experiences you can share.

Thanks in advance!

I’m planning to port my health insurance policy to another insurer (Haven’t finalized to which one yet, but definitely don’t want to continue with my current provider).

So, first or all;

Is porting advisable?

What are the pros & cons of the same?

Also, I looked up the porting process online & found that the insurer is supposed to be informed at least 45 days before the policy’s expiry/renewal date. However, my policy is set to expire in about a month, so it looks like I may have missed that window.

Given this situation, do I still have a chance to port my policy, especially considering the grace period allowed for renewal?

Would really appreciate any guidance or experiences you can share.

Thanks in advance!

I’m planning to port my health insurance policy to another insurer (Haven’t finalized to which one yet, but definitely don’t want to continue with my current provider).

So, first or all;

Is porting advisable?

What are the pros & cons of the same?

Also, I looked up the porting process online & found that the insurer is supposed to be informed at least 45 days before the policy’s expiry/renewal date. However, my policy is set to expire in about a month, so it looks like I may have missed that window.

Given this situation, do I still have a chance to port my policy, especially considering the grace period allowed for renewal?

Would really appreciate any guidance or experiences you can share.

Thanks in advance!