u/Fondant_Decent

I need to gather requirements from stakeholders, but they are not stupid and know the new system we are looking to develop will ultimately mean their lose their manual jobs

How best do I approach and work with these stakeholders?

They know their fate is coming

I am contracting atm and next year I will need to renew my mortgage as my fixed term ends in April

Are there any recommended lenders that specialise in offering mortgages for contract workers?

Does it matter if inside vs outside? Do lenders see both differently?

Contracting with a bank at the moment in London, been told all contractors go on furlough / freeze for all of July and a few days in August - presumably a quiet time given most are on summer break

Is it common to have furlough period this time for contractors? I’m used to change freezes during Christmas but not Summer

Career question for those in banking/finance please, I have a chance to specialise in one of these two areas, looking to focus on one as a career niche over the next few years, keen to hear from anyone experienced in either field:

1. is there longevity? I am conscious a lot of back office is being moved offshore or automated with AI

2. Which of the two areas would pay better / career earnings potential?

Some context, under FinCrime I would be specifically working on Sanctions Monitoring and Transaction monitoring.

Under Credit Risk I would be focused on Counter Party Credit Risk.

Career question for those in banking/finance please, I have a chance to specialise in one of these two areas for a European Bank in London, looking to focus on one as a career niche over the next few years, keen to hear from anyone experienced in either field:

1. is there longevity? I am conscious a lot of back office is being moved offshore or automated with AI

2. Which of the two areas would pay better / career earnings potential?

Some context, under FinCrime I would be specifically working on Sanctions Monitoring and Transaction monitoring.

Under Credit Risk I would be focused on Counter Party Credit Risk.

I can see Big firms looking to free up their workforces to be more agile, given AI will result fewer headcount, will large firms opt to hire more flexible contractors instead to fill gaps in projects/teams where needed?

Keen to hear other thoughts though! There is an additional worry contractors become a commodity too.