Started with SBI FD card, now got HDFC Pixel 80k unsecured — roadmap guidance needed
Started my credit journey in Dec 2025 with SBI FD card (30k limit) and also opened an HDFC account around the same time.
Last month got approved for HDFC Pixel CC as my first unsecured card with 80k limit
CIBIL went from around 710 in Dec to around 770 May now.
Currently an MBA final year student.
Current setup:
SBI FD card – 30k
HDFC Pixel CC – 80k unsecured
I mostly keep utilization low and always pay full. Also enjoying the Pixel UPI feature for daily merchant payments.
I shop a lot on Amazon and Myntra, so should Amazon ICICI / Flipkart Axis be my next targets or should I just let these cards age for now? Also open to suggestions for any other good beginner cashback cards.
Also overthinking a bit because of all the “core card” discussions around Pixel 😅
Would appreciate roadmap suggestions from experienced people here 🙌