u/Fluid_Professor1949

Hi! I’m building a website and I want to add a payment system, but I’m still a student / individual (no registered business yet).

Do you know any FREE or easy-to-start payment integrations that I can use without requiring a business permit?

I checked PayMongo and Stripe, but it seems like they require business verification if handling real money.

Are there any alternatives (even for testing or small-scale use)? Or what’s the usual workaround for beginners?

Thanks!

Hi guys, ask ko lang sana.

May alam ba kayong payment integration na pwede gamitin sa website na FREE or hindi kailangan ng business permit?

Na-check ko na PayMongo at Stripe, pero parang kailangan ng registered business kapag real payments na.

Any suggestions or tips? Salamat!

Hi, just a question

For example, if I create my own AI chatbot and expose an API (free or with an API key), another developer could just integrate it into their site and instantly have a working chatbot.

I’m curious about:
- what does the backend setup usually look like?
- do people train their own AI models or just use services like OpenAI?
- how are API keys and security usually handled?

I’m still a beginner in this area, so any simple explanation would really help

Hi

Paano ginagawa yung mga AI chatbot na may sariling API tapos pwede gamitin ng ibang websites?

kunwari gumawa ako ng AI ko, tapos may API ako na libre or may key. Then ibang dev kukunin lang nila API ko tapos magkakaroon na sila ng AI sa website nila gamit API ko.

Curious lang ako:
- ano backend setup nito?
- sariling AI ba or gumagamit lang ng OpenAI?
- paano ginagawa yung API keys?

Beginner pa lang ako sa ganito so any simple explanation appreciated