I hit 120 employer certified payments as of 4/27. 120th payment made 4/23 and PSLF form submitted 4/24. Green banners and ribbon as of 4/27. I turned off autopay on Mohela. Now we wait out the golden letter.
I had switched from SAVE to ICR back in October to get the last few remaining payments in for PSLF.
I had previously submitted a buyback in December of 2024 and again in December of 2025.
It has been a rollercoaster with far too many ups and downs over the last twelve years navigating this complex system. I am thankful for this community that has helped me navigate uncertainty, confusing forms, and less than clear time lines. Big thank you to Betsy for continuing to be the voice of calm. I can no longer count the number of nights I spent doom scrolling this sub-reddit looking for an answer or explanation. While I wont miss those moments, I do appreciate I had a place to go and look.
Good luck to everyone else who is on this journey, I hope this reddit serves you well.