u/Flight_Trainer_3064

Purchased my first house in March of 2021 when interest rates were as low as they could get. Only put 3% down on a $355k house at 2.75% fixed interest.

I recognize this is a good problem to have, but what’s the best advice on handling a mortgage with a low interest rate? My wife and I are planning for kids and will outgrow this property quickly and will want to move into a more family friendly location.

Is the best strategy to build up liquid assets to put 20% down on the next home and rent the low interest home to tenants? What other strategies do you recommend? Is selling the house worth it at any point?