u/FlamingoPier2

Hi everyone. My net worth is currently in the red, I have two major debts: my car (which I need to get to work, office is based in an industrial area with no PT options), and my student loan.

My current plan is to aggressively pay off my debts and then switch to investing in ETFs and build my portfolio.

I’d like to buy a property in the next 5 years, have some small savings, around $9k. My income is 100k+ super. Would it be better to save a cash deposit instead of investing?

Edit: my student loan is in NZ, minimum repayment of $1.8k p.a.