u/Fit_Friendship_985

Hey

Just wondering if anyone has any success stores about buying/building as a first home owner? Also could apply for graduate loan or any luck with any 2%/5% schemes

Wage full time employment -$1200 weekly after taxes
1 4yo dependent
No credit cards/additional loans
20k deposit
No government assistance apart from childcare subsidies
Would be to live in also
Currently paying $500 a week in rent

Looking to build/buy in the northern suburbs