When I was 18 I made the stupid decision to just get two credit cards and basically max them all the way out. I’m 21 now and my credit is absolutely shot and I haven’t been making enough money to pay them off consistently. I’ve tried looking online but I can’t get a loan and the only ones I could get are ones with a co-signer but my parents credit is bad too. Is there an option for me? Or should I just declare bankruptcy and start over?
u/Fine-Zombie6782 — 12 days ago