u/Financial_Strain908

Hey peeps, I am 30 years old and want to open an islamic vps account, I have searched alot and confused to which vps is best to pick.

https://preview.redd.it/2k0ob5v3a2zg1.png?width=1118&format=png&auto=webp&s=f76e403c3dfdaf369affc4bf9c7a91fd4b566efb

these are the stats in which Alhamra pension fund is on the top. I was listening to laeeq sarmaya focal person and he said VPS should always be in high risk fr better long term returns.

I am interested in Alhamra vps due to good past returns but problem is thr paper work they will send me papers vps documents and I have to send them back through TCS, Mahaana IGI provides online option but thr returns are just average

so what do u suggest ? plus I would love to hear your vps experience

I have invested in both MCB funds as a long term
1: Alhamra asset allocation fund (long term) (Medium to High risk)
2: Alhamra islamic stock fund (long term)(High risk)
should I just keep one fund or keep investing in both funds separately? If someone has invested in these funds can you please guide?

secondly I have also check the Mufap vps stats alhamra islamic pension fund equity(hig risk) has great returns so I am also thinking to invest in that as well ? whats your suggestions. I have heard thats VPS should be high risk always if someone is planning for longer runs

Note: I have also invested in low risk monet market as my emergency fund to in cash management optimizer fund.