u/Financial-Tank-3103

I'm a longtime YNAB user who's been exploring alternatives after the latest price increase. Actual Budget seems like the most serious option for people who want to keep the envelope methodology.

For those who've made the switch:
- What's genuinely better about Actual vs YNAB?
- What do you still miss or wish Actual did differently?
- How's the mobile experience for quick transaction entry?
- Any pain points with self-hosting or the setup process?

Also curious — for people who tried Actual and went back to YNAB or something else, what made you go back?

Not trying to start a debate — genuinely doing research on what the ideal YNAB alternative looks like for long-term envelope budgeters.