



Built an Excel cash flow tracker for ANZ NZ — what features would you actually want?
I've been tracking my spending in Excel because I couldn't find anything that wasn't an app or subscription. I set up auto-categorisation using NZ merchant keywords so everything sorts itself when I paste in my ANZ CSV.
Curious what other people here use for tracking cash flow — and if you use a spreadsheet, what features actually matter to you and what you use it for? Monthly breakdown? Category splits? Recurring costs?
u/FinancetoolsNZ — 2 days ago