u/Few-Comfortable228

If your goal is to churn the CSR and not keep it, don’t jump at it just for the elevated SUB. You can triple dip credits if you apply at the end of the year.

So you can either get an extra 25k UR now, OR you can get an extra set of annual/biannual credits including The Edit (500), StubHub (150), and OpenTable dining (150).

That’s 25k UR vs up to $800 in credits if you apply in December 2026 and cancel in January 2028.

Also keep in mind that it’s not possible to get your SUB before the Hyatt deval this month since Chase awards SUBs at the end of your statement period, which will come after the deval if you apply now