u/FearlessFisherman333

I have enough money in my emergency fund to cover my out of pocket health insurance max ($3k). My HSA is with fidelity and allows me to invest in whatever stocks I want. I chose to invest in FFIJX (Fidelity Freedom® Index 2065 Fund Investor Class), which has an expense ratio of 0.12%, and my account is currently worth $4700 after I invested $4400. I am 26m and I would say I have an average risk tolerance. I’m wondering if there are other ways to have a globally diversified portfolio with lower expense ratio (<0.1%).

EDIT: Thanks so much for the reassurance everyone! I think I’ll keep it for now.